@EndlessNight_MLP
Expect most cannot save nearly enough, and there is no regulation or measure to stop dept-providers and colleges from spiraling out of control. It is getting cost prohibitive for needed majors, not just the “useless” ones, to the point where thousands of smart, capable people are kept out of useful professions due to debt load.
As for your last point, that is the most fucking weak excuse for anything, ever. I don’t think my taxes should go to building more bombs, subsidizing oil industries, or bailing out corporations/pumping the fed. At least subsidized college is a net gain. Why do billionaires get bailouts but young professionals have to be saddled with horrible, destructive debt just to get ahead?
Your ass might not feel like “you” benefit (which is such a selfish, and generally anti-societal thing to say) but you really do. The more professionals, experts, and scholars that are allowed to strike into the working world helps us all.